We are a credit broker not a lender. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. A broker fee and an administration fee may be payable upon your mortgage application, depending on your individual circumstances. Your mortgage consultant will explain any applicable fees during your initial appointment. Please note that your home or property may be repossessed if you do not keep up repayments on your mortgage. Early repayment charges may apply if you choose to repay your mortgage before the end of the agreed term. Insurance policies may lapse if regular premium payments are not maintained, and you may not be covered in the event of a claim. The FCA does not regulate most buy to let mortgages, commercial mortgages, bridging finance and some of the products we offer.